Is it me or has it started to get a little cooler in the evenings?
I'm definitely reaching for my cardigan and swapping my flip-flops for socks and slippers. With that in mind, my thrifty tip for you this week is: don't be tempted to turn the central heating on just yet. Grab a warm jumper, put some extra layers on or snuggle up with a blanket in the evenings. You will feel the benefits of the heating when you do switch it on in the winter and your bank account will be grateful.
Also, did you know you can ask for the credit on your gas and electricity account? Companies encourage you to keep the credit for the winter when you will start using more but this isn't always the case. Keep an eye on your account and if you're in credit by a substantial amount, go ask for the money back. And, don't forget to shop around for a better deal! I made a huge saving last year.